{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Looking to boost your company's productivity? With an ING Investment Credit you can fully or partially finance the purchase of new or replacement assets such as equipment, machinery or commercial infrastructure.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why choose an ING Investment Loan?"},{"componentType":"productFeatures","highlighted":false,"image":{"extension":"jpg","original":"https://assets.ing.com/m/722e286d8bb37908/original/prod-ext-income-p.jpg","transformBaseUrl":"https://assets.ing.com/transform/a796d7ec-8972-4104-ae99-fc7fbaea4cc2/prod-ext-income-p","type":"image","width":150},"items":[{"body":"Purchase new or replacement equipment and machines with a financing plan tailored to your needs.","title":"Tailored to your equipment-investment needs"},{"body":"Take advantage of repayment periods ranging from 24 months to 15 years with fixed or flexible rates.","title":"Long-term financing options"},{"body":"Repayment starts from either the first or last withdrawal of funds, according to your selected plan.","title":"Optimised cash-flow planning"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p>It is a medium-to-long-term loan designed to finance your business equipment purchases. Whether you&apos;re investing in machinery or tools, this loan helps you scale your business efficiently while maintaining control over your cash flow.</p><ul><li>The minimum loan amount is 250,000 euros.</li><li>ING deposits the funds into your business account or pays your supplier directly.</li><li>You can choose to receive the amount in full or in instalments aligned with your vehicle investment timeline (up to 9 months).</li></ul>"},"title":"What is the ING equipment investment loan?"},{"richBody":{"value":"<h4>Choose the right formula for your needs and repayment preferences:</h4><table><tbody><tr><td><strong>Investment credit with a short-term interest rate</strong></td><td>Repayment starts from the first withdrawal of funds.</td><td>Repayment starts from the last withdrawal of funds.</td></tr><tr><td><strong>Investment credit with a long-term interest rate</strong></td><td>A fixed interest rate is determined when the credit facility is approved.</td><td>A fixed interest rate is determined when the credit facility is fully drawn.</td></tr></tbody></table>"},"title":"What equipment financing plans are available?"},{"richBody":{"value":"<p>The minimum loan amount is 250,000 euros. </p><p>Repayment involves both principal and interest. Depending on your plan, payments start after the first or last withdrawal of funds. There are also several repayment options available.</p>"},"title":"What amount can I borrow and what are the repayment terms?"},{"richBody":{"value":"<p>Loan terms range from a minimum of 24 months to a maximum of 15 years. For public or non-profit institutions, longer durations may apply depending on the nature of the investment.</p>"},"title":"What is the term for an equipment investment loan?"},{"richBody":{"value":"<p>You will pay:</p><ul><li>a one-off upfront fee calculated on the credit amount granted, and a quarterly arrangement fee.</li></ul>"},"title":"What are the fees?"},{"richBody":{"value":"<p><a href=\"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1\">Apply via ING&apos; Business Credit Center form</a></p><p><a href=\"https://assets.ing.com/m/abec94284830d4eb/ING_IKR_EN.pdf\">Read the product fact sheet (PDF).</a></p>"},"title":"How can I apply for an ING Vehicle Investment Credit?"},{"richBody":{"value":"<p>Loan offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING loans are available at all ING branches and on www.ing.be. </p><p>ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.​ </p>"},"title":"What is the legal information?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"b01caba5-ce3c-42db-b52f-a2d590123fd0","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"body":"Looking to boost your company's productivity? With an ING Investment Credit you can fully or partially finance the purchase of new or replacement assets such as equipment, machinery or commercial infrastructure. With medium-to-long-term financing you can fund your purchases while retaining full control over your repayment terms and choosing an interest plan to suit your needs. You draw on down your loan based on your project's progress and align repayment with your cash flow.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/61c9b16baeadbb96/original/ing-investment-credit-equipment-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/0d22a3dc-218b-4b97-8a41-338b7dac435d/ing-investment-credit-equipment-1920","type":"image","width":1920},"subtitle":"Flexible equipment financing to support your business growth","title":"ING Equipment Investment Credit"},"cta":{"componentType":"cta","textLink":{"text":"Apply here","url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1"}},"usps":[{"body":"Flexible term of 2 to 15 years","icon":{"extension":"png","original":"https://assets.ing.com/m/55771fc35a2f80c3/original/Clock_outline_orange_RGB-2.png","transformBaseUrl":"https://assets.ing.com/transform/e9370f9e-1196-4080-92f1-554698d7891f/Clock_outline_orange_RGB-2","type":"image","width":267}},{"body":"Multiple options for drawing and repaying funds","icon":{"extension":"png","original":"https://assets.ing.com/m/4cc6a8ab1c1008b9/original/Checklist_orange.png","transformBaseUrl":"https://assets.ing.com/transform/e5f9acd9-6b76-4ee4-8362-8686f8c313e2/Checklist_orange","type":"image","width":267}},{"body":"Transparency through regular interest-rate reviews","icon":{"extension":"png","original":"https://assets.ing.com/m/f1038994b728fb9/original/eye-icon.png","transformBaseUrl":"https://assets.ing.com/transform/bd95a9f4-9c57-4ed6-955b-77ec54e4fcdd/eye-icon","type":"image","width":898}}]},"publishDate":"2025-09-16T10:41:25.302+02:00"}}