{"type":"document","data":{"id":"f3def368-a0b8-4dce-85cc-4265cf7e50c4","localeString":"en-GB","publishDate":"2024-11-12T21:41:14.909+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Need business equipment? This is when a loan becomes an interesting solution. You keep your own funds available and you can spread the costs."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Need business equipment? This is when a loan becomes an interesting solution. You keep your own funds available and you can spread the costs. Find out which type of credit best suits your business below.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/62490f95-bf06-45d0-93d3-de5d0325104b/Large_MS-PPT_Web-A-happy-young-woman-uses-a-spirit-level-in-the-workplace","type":"image","width":1920,"original":"https://assets.ing.com/m/4bbebc4095329424/original/Large_MS-PPT_Web-A-happy-young-woman-uses-a-spirit-level-in-the-workplace.jpg","extension":"jpg"},"title":"Business equipment loans"},"backLink":{"textLink":{"url":"/en/business/financing","text":"Equipment"}}},"flexZone":{"flexComponents":[{"componentType":"comparisonCards","comparisonCardList":[{"title":"Existing client","subtitle":"Self-employed or company","image":{"transformBaseUrl":"https://assets.ing.com/transform/4038ec3b-4202-4f94-8cfb-e5e34d2d3e0b/Large_MS-PPT_Web-Young-carpenter-sanding-down-a-door-in-his-workshop","type":"image","width":1920,"original":"https://assets.ing.com/m/5616ddd858cb3220/original/Large_MS-PPT_Web-Young-carpenter-sanding-down-a-door-in-his-workshop.jpg","extension":"jpg"},"usps":[{"body":"Timing of credit decision is case specific","iconType":"check-mark"},{"body":"Your request can be finalized in 10 minutes","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true","text":"Borrow up to 500,000 euros? Click here"}},"secondaryCta":{"textLink":{"url":"/en/business/services/contact-us","text":"Borrow more than 500,000 euros? Click here"}}},{"title":"Institutional or corporate client","image":{"transformBaseUrl":"https://assets.ing.com/transform/de1ab364-76b1-4754-9f7e-a27e37566d7c/ing-business-loan-equipment-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/15ea120cc7d90207/original/ing-business-loan-equipment-1920.jpg","extension":"jpg"},"usps":[{"body":"Timing of credit decision is case specific","iconType":"check-mark"},{"body":"Multiple withdrawal and payment options","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"/en/business/services/contact-us","text":"Contact your banker"}}},{"title":"New client","subtitle":"Via ING.be","image":{"transformBaseUrl":"https://assets.ing.com/transform/0d22a3dc-218b-4b97-8a41-338b7dac435d/ing-investment-credit-equipment-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/61c9b16baeadbb96/original/ing-investment-credit-equipment-1920.jpg","extension":"jpg"},"usps":[{"body":"Receive a decision within 48 hours","iconType":"check-mark"},{"body":"A credit advisor helps you to find the perfect solution","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1","text":"Make your request via ING.be"}}}],"title":"Existing client,Institutional or corporate client,New client"},{"componentType":"sectionTitle","title":"Compare the possibilities"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><td style=\"vertical-align:top\"> </td><td style=\"vertical-align:top\"><p><strong> ING customer, self-employed or company</strong></p></td><td style=\"vertical-align:top\"><strong>ING customer, Institutional or corporate </strong></td><td style=\"vertical-align:top\"><strong>Not an ING customer yet?</strong></td></tr></thead><tbody><tr><td style=\"vertical-align:top\">How?</td><td style=\"vertical-align:top\">In Business&apos;Bank or in the ING Banking app</td><td style=\"vertical-align:top\">Contact your banker</td><td style=\"vertical-align:top\">Request via ing.be</td></tr><tr><td style=\"vertical-align:top\">Speed of approval</td><td style=\"vertical-align:top\"><p>Your financing can be arranged in less than 10 minutes and you choose to <strong>receive your money on the next business day or for up to 1 year in the future</strong>.</p></td><td style=\"vertical-align:top\">Request specific</td><td style=\"vertical-align:top\">Receive your loan decision within <strong>48 hours</strong></td></tr><tr><td style=\"vertical-align:top\">Benefits</td><td style=\"vertical-align:top\"><strong>Discount on fees </strong>if done via Business&apos;Bank or ING Banking app</td><td style=\"vertical-align:top\">Multiple <strong>withdrawal &amp; repayment options</strong></td><td style=\"vertical-align:top\">A <strong>credit advisor thinks along</strong> with you to find the correct financing solution</td></tr><tr><td style=\"vertical-align:top\">Contact</td><td style=\"vertical-align:top\"><p><a href=\"http://ebanking.ing.be/banking/business-lending/instant-lending?EW=true\">Click here</a> <br />Is your request above 500,000 euros? <a href=\"http://www.ing.be/en/business/services/find-your-contact\">Contact your banker</a></p></td><td style=\"vertical-align:top\"><p><a href=\"https://www.ing.be/en/business/services/find-your-contact\">Contact your banker</a></p></td><td style=\"vertical-align:top\"> <a href=\"https://www.ing.be/en/business/financing/intakeformbusinesscreditcenter?flow-step=interested-in-a-professional-loan-1\">New at ING? Click here</a> </td></tr></tbody></table><p> </p>"}},{"componentType":"sectionTitle","title":"ING Business Loan"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Apply for this loan online and receive an answer from ING within 48 hours","title":"Fast application process"},{"body":"The interest rate, term and repayments of your loan are fixed in advance","title":"Simple terms and conditions"},{"body":"All interest payments and the arrangement fee can be included in your tax return","title":"Tax-deductible business expenses"}]},{"componentType":"cta","textLink":{"url":"/en/business/financing/equipment-business-loan","text":"Find out more"}},{"componentType":"sectionTitle","title":"ING Investment Credit"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Borrow medium to long-term","title":"Duration from 2 to 15 years"},{"body":"Choose between several different withdrawal and repayment options","title":"Multiple options"},{"body":"If you opt for a variable interest rate, you choose whether and how often you have it reviewed and benefit from the best market rate","title":"Regular interest rate reviews"}]},{"componentType":"cta","textLink":{"url":"/en/business/financing/equipment-investment-credit","text":"Find out more"}},{"componentType":"sectionTitle","title":"ING Roll Over Term Loan"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Medium or long-term investment with short-term rates","title":"Duration from 3 to 5 years"},{"body":"Minimum 2,500,000 euros","title":"High investment value"},{"body":"Euribor or Libor, determined with each withdrawal for the duration of each advance","title":"Variable rate"}]},{"componentType":"cta","textLink":{"url":"/en/business/financing/equipment-roll-over-term-loan","text":"Find out more"}},{"componentType":"sectionTitle","title":"Services and contact"},{"componentType":"cards","cards":[{"componentType":"serviceCard","cardType":"service","cardSize":"small","title":"Financing","intro":"Manage your existing business loans, lease or bank guarantee","image":{"transformBaseUrl":"https://assets.ing.com/transform/ffd85705-1fbb-4af6-8250-55ff3e28de85/Woman-man-formal-building-construction-scene","type":"image","width":1200,"original":"https://assets.ing.com/m/3357dc5ec65ec03c/original/Woman-man-formal-building-construction-scene.svg","extension":"svg"},"link":{"url":"/en/business/services/my-business-loans"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Business Credit Centre","intro":"Apply for a credit or a lease.","image":{"transformBaseUrl":"https://assets.ing.com/transform/0791c54f-9664-4567-8df3-349b976c8d1b/ING-service-punt_Spot","type":"image","width":160,"original":"https://assets.ing.com/m/324a470b559dbdaf/original/ING-service-punt_Spot.svg","extension":"svg"},"link":{"url":"/en/business/financing/working-capital-and-liquidity-business-credit-center"}}]}]}}}