An ING Business Loan is a long-term credit facility that allows businesses to finance major investments while repaying the borrowed funds in periodic instalments over an agreed term.
"},"title":"What is an ING Business Loan?"},{"richBody":{"value":"You can borrow between 2,000 and 999,999 euros to finance your business purchase in full or in part (excluding VAT). You receive your funds as a single payment into your ING current account or transferred directly to your supplier. You can count on a fixed interest rate for the entire term of your contract. You repay the amount in fixed, regular instalments (monthly, quarterly, biannually or annually). The payments are automatically deducted from your ING current account. The credit term depends on the amount you borrow, your repayment capacity, and the nature of the goods or equipment being financed.
"},"title":"How much can I borrow, and how do I repay?"},{"richBody":{"value":"You make your payments in fixed, periodic instalments. Interest rates depend on the amount borrowed and duration of the repayment period. Contact ING for a personalized offer.
"},"title":"What are the repayment terms and interest?"},{"richBody":{"value":"Fees depend on the credited amount and loan structure. You pay a small, one-off arrangement fee based on the amount you borrow. Contact your ING advisor or check the available conditions online on Business’Bank.
"},"title":"What are the fees?"},{"richBody":{"value":"If you're an ING customer, you can apply instantly online via Instant Lending to borrow an amount starting at €1,250 and up to €500,000. For larger amounts or if you are not yet an ING customer, contact our Business Credit Center for a tailored financing solution.
Apply here if you are an ING-client
Apply here if you are not yet ING-client
Read the product fact sheet (PDF).
"},"title":"How can I apply for an ING Business Loan?"},{"richBody":{"value":"Loan offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING loans are available at all ING branches and on www.ing.be.
ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.
"},"title":"What is the legal information?"}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":""}}]},"hasMacro":false,"id":"8d01ca85-77e6-4477-9648-f413064c19bb","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"body":"Ready to finance your next business investment? An ING Business Loan is a long-term solution for companies and self-employed professionals- looking to invest in business growth. Whether you need new equipment, company vehicles, or real estate, a business loan will help you get there. We offer a fixed repayment schedule and competitive conditions. Apply now and benefit from predictable costs and tax advantages.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/15ea120cc7d90207/original/ing-business-loan-equipment-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/de1ab364-76b1-4754-9f7e-a27e37566d7c/ing-business-loan-equipment-1920","type":"image","width":1920},"subtitle":"The financing solution for business investments","title":"An ING Business Loan: long-term financing for your company"},"cta":{"componentType":"cta","textLink":{"text":"Apply here if you are an ING-client","url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true"}},"secondaryCta":{"textLink":{"text":"Apply here if you are not yet ING-client","url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1"}},"usps":[{"body":"Fast and easy application process","icon":{"extension":"png","original":"https://assets.ing.com/m/1c33f23fc62d91a7/original/Stopwatch_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/44e1d541-3d4c-45e7-b1d6-9a9d57773bb9/Stopwatch_outline_orange_RGB","type":"image","width":267}},{"body":"Simple terms and conditions","icon":{"extension":"png","original":"https://assets.ing.com/m/4cc6a8ab1c1008b9/original/Checklist_orange.png","transformBaseUrl":"https://assets.ing.com/transform/e5f9acd9-6b76-4ee4-8362-8686f8c313e2/Checklist_orange","type":"image","width":267}},{"body":"A tax-deductible business expense","icon":{"extension":"png","original":"https://assets.ing.com/m/1cb0c4cc109bc825/original/Calculator_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/cb036cd2-83af-411c-8268-790f7d7a08bf/Calculator_outline_orange_RGB","type":"image","width":267}}]},"publishDate":"2025-11-25T11:51:54.226+01:00"}}