{"type":"document","data":{"id":"565833f7-33c7-4dc8-9a5e-5176d542c84a","localeString":"en-GB","publishDate":"2026-03-02T09:18:14.169+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Get fast and flexible financing for business cars, vans, and trucks. Fixed rates, predictable payments, and tax‑deductible costs. Apply online with ING."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Finance all types of company vehicles — cars, delivery vans, minibuses and trucks","icon":{"transformBaseUrl":"https://assets.ing.com/transform/88bebb84-31e0-49ba-b470-931f54643fa2/Savings_goals-Car_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/41545548dbe12b8/original/Savings_goals-Car_Outline.svg","extension":"svg"}},{"body":"Simple application and clear conditions","icon":{"transformBaseUrl":"https://assets.ing.com/transform/e5f9acd9-6b76-4ee4-8362-8686f8c313e2/Checklist_orange","type":"image","width":267,"original":"https://assets.ing.com/m/4cc6a8ab1c1008b9/original/Checklist_orange.png","extension":"png"}},{"body":"Tax‑deductible interest","icon":{"transformBaseUrl":"https://assets.ing.com/transform/cb036cd2-83af-411c-8268-790f7d7a08bf/Calculator_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/1cb0c4cc109bc825/original/Calculator_outline_orange_RGB.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true","text":"Already an ING client? Simulate your credit"}},"secondaryCta":{"textLink":{"url":"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1","text":"Not yet an ING client? Request your personalised rate"}},"coreHeader":{"body":"Fast, flexible credit for cars, vans, minibuses and trucks — with fixed rates and predictable payments. Apply online or request a tailored quote.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/9b387a1c-3f5d-46ab-a2ec-bb2553056863/business-woman-in-red-suit-in-car","type":"image","width":960,"original":"https://assets.ing.com/m/29e3a6fecfc28509/original/business-woman-in-red-suit-in-car.jpg","extension":"jpg"},"title":"ING Business Credit: finance your company vehicles easily","promoStickerLayout":"None"},"backLink":{"textLink":{"url":"/en/business/financing","text":"Financing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why choose an ING Business Credit for your vehicles?"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/dc1e5416-25b4-480d-9256-e8cac0dc36aa/prod-ext-cash-reserve","type":"image","width":150,"original":"https://assets.ing.com/m/50124523e0f94aa0/original/prod-ext-cash-reserve.png","extension":"png"},"highlighted":false,"items":[{"body":"From cars and delivery vans to trucks and minibuses, an ING Business Credit helps you finance the right car, van, truck  or rolling stock for your business.","title":"Finance all types of company vehicles"},{"body":"No surprises - your interest rate, term and repayment schedule are agreed upon in advance, giving you full control over your budget.","title":"Fixed rates and predictable payments"},{"body":"Interest payments and arrangement fees are tax-deductible, helping you optimize your tax strategy and reduce the overall financing cost of your vehicle investment.","title":"Tax benefits on interest payments"}]},{"componentType":"accordion","accordionList":[{"title":"What is an ING Business Credit for vehicles?","richBody":{"value":"<p>It’s a long-term credit facility that allows businesses to finance company vehicles, including cars, vans, minibuses and trucks.</p>"}},{"title":"How much can I borrow, and how do I repay?","richBody":{"value":"<p>You can borrow between 2,000 and 999,999 euros to finance your business purchase in full or in part (excluding VAT). You receive your funds as a single payment into your ING current account or transferred directly to your supplier. You can count on a fixed interest rate for the entire term of your contract. You repay the amount in fixed, regular instalments (monthly, quarterly, biannually or annually). The payments are automatically deducted from your ING current account. The credit term depends on the amount you borrow, your repayment capacity, and the nature of the goods or equipment being financed.</p>"}},{"title":"What are the repayment terms and interest conditions?","richBody":{"value":"<p>Your payment plan entails fixed, periodic instalments with an agreed-upon interest rate, providing financial predictability.</p>"}},{"title":"What are the fees?","richBody":{"value":"<p>An study cost applies, but both the interest payments and this fee are tax-deductible, reducing the overall financing cost.</p><p> </p>"}},{"title":"How can I apply for an ING Business Credit for vehicles?","richBody":{"value":"<p>If you&apos;re an ING customer, you can apply instantly online via Instant Lending to borrow an amount starting at €1,250 and up to €500,000. For larger amounts or if you are not yet an ING customer, contact our Business Credit Center for a tailored financing solution.</p><p><a href=\"https://ebanking.ing.be/banking/business-lending/instant-lending?EW=true\">Apply here if you are an ING-client</a></p><p><a href=\"https://www.ing.be/en/business/financing/intake-form-business-credit-center?flow-step=interested-in-a-professional-loan-1\">Apply here if you are not yet ING-client</a></p><p><a href=\"https://assets.ing.com/m/89b468302113eaf7/original/ING_BLO_EN.pdf\">Read the product fact sheet (PDF).</a> </p>"}},{"title":"What is the legal information?","richBody":{"value":"<p>Credit offers are reserved for private individuals over 18 years of age and for legal entities, and are for professional purposes. Offers are on condition of prior acceptance of your application by ING Belgium and by mutual agreement. The general terms and conditions of ING credit are available at all ING branches and on www.ing.be. </p><p>ING Belgium SA/nv – Bank/Lender – Registered Office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels.​</p>"}}]},{"componentType":"paragraph"},{"componentType":"sectionTitle","title":"Also interesting!"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Insurance for company cars and other vehicles","image":{"transformBaseUrl":"https://assets.ing.com/transform/28fe395b-ec30-4cab-81c3-401c383704cc/Female-holding-car-keys-with-car-on-background","type":"image","width":2508,"original":"https://assets.ing.com/m/349ad6973e3021ea/original/Female-holding-car-keys-with-car-on-background.jpg","extension":"jpg"},"link":{"url":"/en/business/insurance/vehicle-insurance"}}]}]}}}