{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Discover the ING Bank Guarantee, where ING commits to pay a certain amount for your account if you are unable to honour a commitment.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Not a legal representative or you can’t apply online? You can still </span></span></span><span><span><span><a href=\"https://businessnews.ing.be/bankguarantees/landing?LANG=EN\">make an application</a>.</span></span></span></p>"}},{"componentType":"sectionTitle","title":"Why Choose an ING Bank Guarantee?"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/asset/c0924b5b-f70e-4288-9e8b-cc6633db1287/fastEN.JPG","transformBaseUrl":"https://assets.ing.com/transform/c0924b5b-f70e-4288-9e8b-cc6633db1287/fastEN"},"componentType":"paragraph","richBody":{"value":"<p> </p><p> </p><ul class=\"check-mark\"><li><strong>Fast and easy application</strong></li></ul><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">Apply online, receive our proposal, sign digitally and receive your bank guarantee, often within 10 minutes*</span></span></span></span></p>"}},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/asset/d007b8b2-af79-48de-a33e-5f9ead3ee036/People-world-hug-sustainable.svg","transformBaseUrl":"https://assets.ing.com/transform/d007b8b2-af79-48de-a33e-5f9ead3ee036/People-world-hug-sustainable"},"componentType":"paragraph","richBody":{"value":"<p> </p><p> </p><ul class=\"check-mark\"><li><strong>Globally trusted by business partners</strong></li></ul><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">A bank guarantee secures your commitments and protects your partners, while ING’s global strength and reputation reinforce trust and credibility.</span></span></span></span></p>"}},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/asset/b689674d-e93c-4f7c-a339-25eeae4a7a3a/contractagreedwithhandshakeprofessionalliabilitynopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/b689674d-e93c-4f7c-a339-25eeae4a7a3a/contractagreedwithhandshakeprofessionalliabilitynopadding"},"componentType":"paragraph","richBody":{"value":"<p> </p><ul class=\"check-mark\"><li><strong>Covers every type of contract </strong></li></ul><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">From rental agreements to public contracts and performance guarantees, we provide a wide range of templates tailored to your situation. If you don’t find a suitable template, simply draft your own text. We will review it and adapt it to meet our requirements. Not sure which bank guarantee you need? Start your application and choose from sample texts.</span></span></span></span></p>"}},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">* Depending on eligibility. Please refer to <a data-type=\"unknown\">FAQ: <span>How long does it take to issue a bank guarantee</span>?</a></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"How do I apply for a bank guarantee?"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Choose the purpose of your bank guarantee (e.g. performance, payment, rental, tender). You can view sample text to ensure you select the right one.","title":"Bank guarantee purpose"},{"body":"Review the pre-filled details.","title":"Instructing party"},{"body":"Add the name, address and email.","title":"Beneficiary details"},{"body":"Enter the amount, language (EN, FR, NL, DE), duration and relevant information.","title":"Guarantee details"},{"body":"Choose the account to pay the fees.","title":"Account selection"},{"body":"Select how the bank guarantee should be delivered. Choose between email (instant), registered post or courier.","title":"Delivery options"},{"body":"Review and confirm.","title":"Summary"},{"body":"Sign the bank guarantee and credit agreement digitally.","title":"Signature"}],"title":"To begin, select the company you are applying for, and then follow the steps:"}},{"componentType":"sectionTitle","title":"What is a bank guarantee?"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/asset/5a2f6bd2-789e-4ec4-a545-f23b9f01d6a5/731659-02_Videos-Bank-guarantee-Tutorial_EN_01_1k.mp4","videoPreviewURLs":["https://assets.ing.com/asset/5a2f6bd2-789e-4ec4-a545-f23b9f01d6a5/1080p/731659-02_Videos-Bank-guarantee-Tutorial_EN_01_1k.mp4","https://assets.ing.com/asset/5a2f6bd2-789e-4ec4-a545-f23b9f01d6a5/480p/731659-02_Videos-Bank-guarantee-Tutorial_EN_01_1k.mp4","https://assets.ing.com/asset/5a2f6bd2-789e-4ec4-a545-f23b9f01d6a5/720p/731659-02_Videos-Bank-guarantee-Tutorial_EN_01_1k.mp4","https://assets.ing.com/asset/5a2f6bd2-789e-4ec4-a545-f23b9f01d6a5/mp4/731659-02_Videos-Bank-guarantee-Tutorial_EN_01_1k.mp4"],"thumbnails":{"mini":"https://assets.ing.com/asset/5a2f6bd2-789e-4ec4-a545-f23b9f01d6a5/thumbnail/mini-731659-02_Videos-Bank-guarantee-Tutorial_EN_01_1k","webimage":"https://assets.ing.com/asset/5a2f6bd2-789e-4ec4-a545-f23b9f01d6a5/thumbnail/webimage-731659-02_Videos-Bank-guarantee-Tutorial_EN_01_1k","thul":"https://assets.ing.com/asset/5a2f6bd2-789e-4ec4-a545-f23b9f01d6a5/thumbnail/thul-731659-02_Videos-Bank-guarantee-Tutorial_EN_01_1k"},"extension":["mp4"]}},{"alignedImage":{"position":"left","extension":"svg","original":"https://assets.ing.com/asset/cf69bb5e-6d75-46a6-9fd0-e1c0d1cb0c9a/Questions-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/cf69bb5e-6d75-46a6-9fd0-e1c0d1cb0c9a/Questions-spot"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">A bank guarantee gives your business partner confidence that agreed contractual obligations will be met. If your company is unable to fulfil its commitments, ING guarantees payment of the agreed amount under the terms of the bank guarantee.</span><br /><br /><span lang=\"EN-GB\" dir=\"ltr\">This helps you to:</span></span></span></span></p><ul><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">Secure contracts and agreements more easily</span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">Provide financial reassurance to landlords, suppliers and other business partners</span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">Preserve your working capital, as you don’t need to block funds in your account</span></span></span></span></li></ul><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><strong>Who is involved?</strong><br />A bank guarantee involves three parties:</span></span></span></span></p><ul><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">Beneficiary: the party receiving the bank guarantee (e.g. a landlord or supplier)</span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">Instructing party: the company requesting the bank guarantee</span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">ING: the bank issuing the bank guarantee</span></span></span></span></li></ul>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/asset/87813af1-5c90-4f64-ae09-812a3626a980/731659_Video-Bank-guarantee_introduction_16x9_EN_01k.mp4","videoPreviewURLs":["https://assets.ing.com/asset/87813af1-5c90-4f64-ae09-812a3626a980/480p/731659_Video-Bank-guarantee_introduction_16x9_EN_01k.mp4","https://assets.ing.com/asset/87813af1-5c90-4f64-ae09-812a3626a980/1080p/731659_Video-Bank-guarantee_introduction_16x9_EN_01k.mp4","https://assets.ing.com/asset/87813af1-5c90-4f64-ae09-812a3626a980/mp4/731659_Video-Bank-guarantee_introduction_16x9_EN_01k.mp4","https://assets.ing.com/asset/87813af1-5c90-4f64-ae09-812a3626a980/720p/731659_Video-Bank-guarantee_introduction_16x9_EN_01k.mp4"],"thumbnails":{"mini":"https://assets.ing.com/asset/87813af1-5c90-4f64-ae09-812a3626a980/thumbnail/mini-731659_Video-Bank-guarantee_introduction_16x9_EN_01k","webimage":"https://assets.ing.com/asset/87813af1-5c90-4f64-ae09-812a3626a980/thumbnail/webimage-731659_Video-Bank-guarantee_introduction_16x9_EN_01k","thul":"https://assets.ing.com/asset/87813af1-5c90-4f64-ae09-812a3626a980/thumbnail/thul-731659_Video-Bank-guarantee_introduction_16x9_EN_01k"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"How does a bank guarantee work?"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/asset/1585d6a0-9fe8-4ea0-a5f5-c7a56382b812/Man-Question-02-spot.svg","transformBaseUrl":"https://assets.ing.com/transform/1585d6a0-9fe8-4ea0-a5f5-c7a56382b812/Man-Question-02-spot"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">A bank guarantee is a commitment from a bank to pay a third party if the bank’s client fails to meet their contractual obligations. It provides additional financial security for business transactions.</span></span></span></span></span></p><p><span><span><span><span><strong><span lang=\"EN-GB\" dir=\"ltr\">Example:</span></strong></span></span></span></span></p><p><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">A construction company is granted a project and must provide a bank guarantee to the project owner. Instead of paying a large deposit in cash, the company requests a bank guarantee.</span></span></span></span></span></p><ul><li><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">The bank issues a bank guarantee to the project owner</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">If the company completes the project as agreed → no payment is made to the project owner by the bank</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">If the company fails to deliver → the bank pays the guaranteed amount to the project owner</span></span></span></span></span></li><li><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">If the bank executes the payment, the company must reimburse the bank afterwards.</span></span></span></span></span></li></ul><p><span><span><span><span><span lang=\"EN-GB\" dir=\"ltr\">This ensures trust between both parties and allows the business to operate without locking up cash.</span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"sectionTitle","title":"Get inspired"},{"cards":[{"body":"How can a bank guarantee provide security for you as an entrepreneur? Why is it essential, and what role can it play for you?","cardSize":"medium","cardType":"article","componentType":"articleCard","date":"2026-05-28","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/asset/d5885c80-486e-48f6-9120-0d04f57132f0/Low-section-of-person-in-colorful-rubber-boots-by-sea.jpg","transformBaseUrl":"https://assets.ing.com/transform/d5885c80-486e-48f6-9120-0d04f57132f0/Low-section-of-person-in-colorful-rubber-boots-by-sea","type":"image","width":4096},"link":{"url":"/en/business/financing/bank-guarantee-business-security"},"title":"Doing business with confidence in uncertain times: why a bank guarantee matters more today than ever"}],"componentType":"cards"}]},"freeHeaderLayout":"none","hasMacro":false,"id":"293d018e-a99d-4818-993d-8e5df96782fe","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Financing","url":"/en/business/financing"}},"componentType":"productHeader","coreHeader":{"body":"A bank guarantee gives your business partner confidence that contractual engagements will be covered if something goes wrong while keeping your cash available for business growth.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/37309ea3-f761-479c-9d56-720ebf574f82/bank-guarantee-online-fast-easy.jpg","transformBaseUrl":"https://assets.ing.com/transform/37309ea3-f761-479c-9d56-720ebf574f82/bank-guarantee-online-fast-easy","type":"image","width":7952},"promoStickerLayout":"None","subtitle":"Secure contracts faster with a digital bank guarantee. Apply and sign your ING bank guarantee online in just a few steps.","title":"Your bank guarantee online, ready in 10 minutes*"},"cta":{"componentType":"cta","textLink":{"text":"Apply for a bank guarantee","url":"https://ebanking.ing.be/banking/business-lending/instant-lending?product=bank-guarantee"}},"secondaryCta":{"textLink":{"text":"Modify your existing bank guarantee","url":"https://businessnews.ing.be/bankguarantees/landing?LANG=EN"}},"usps":[{"body":"Easy online application"},{"body":"Your bank guarantee ready in 10 minutes*"},{"body":"No cash deposit required"},{}],"uspsTitle":"Apply online. Sign digitally. Get your bank guarantee."},"publishDate":"2026-07-06T17:06:55.613+02:00"}}